5 Best Business Plans with a Capital of 10 Lakhs BDT in Bangladesh

If you have a capital of 10 lakhs BDT and a dream of becoming your own boss, you’re in luck! In Bangladesh, this amount is more than enough to kickstart a profitable small to medium-sized business. Whether you’re looking to invest in a fast-growing industry or create a sustainable income source, choosing the right business model is the first step.

In this blog post, we’ll explore 5 best business ideas under 10 lakhs BDT—complete with costs, profit potentials, market trends, and success tips. These plans are tailored for the Bangladeshi market in 2025, considering demand, competition, and scalability.

1. Online-Based Boutique Business (Fashion E-commerce)

Bangladesh’s fashion industry is rapidly growing, fueled by social media and online platforms like Facebook, Instagram, and Daraz. Millennials and Gen Z shoppers are increasingly seeking trendy yet culturally inspired clothing, creating strong demand for boutique businesses. Blending traditional craftsmanship—like embroidery and local fabrics—with modern designs offers a unique selling point. Online boutiques are especially successful due to their low startup costs and high reach. With smart branding and digital marketing, a boutique can quickly build a loyal customer base. This makes starting an online fashion boutique one of the most profitable small business ideas in Bangladesh today.

Boutique Business

Initial Investment Breakdown:

  • Product sourcing (salwar kameez, sarees, panjabis): 3,00,000 BDT
  • Branding, logo, and packaging: 50,000 BDT
  • Website + E-commerce setup: 1,00,000 BDT
  • Marketing (Facebook/Instagram ads): 2,00,000 BDT
  • Delivery partnership & logistics: 50,000 BDT
  • Emergency & operational buffer: 3,00,000 BDT

Monthly Income Potential:

  • Sales target: 100 pieces/month
  • Avg. profit per product: 500 BDT
  • Total Monthly Profit: 50,000 BDT – 80,000 BDT

Partner with local tailors and fashion influencers to scale your brand visibility.

2. Coffee Shop or Small Café in Dhaka or Chattogram

The café culture is growing fast in Bangladesh’s urban areas. A cozy, Instagram-friendly café offering snacks, coffee, and fast Wi-Fi can attract students, freelancers, and young professionals. If you can set up the shop in a crowded place where most of the young people move around from an age of 15 to 50, and make the test just above the average you will get constant sell everyday.

coffee shop
Coffee Shop

Startup Cost Breakdown:

  • Rent & interior (small space, 300–500 sq. ft.): 3,00,000 BDT
  • Coffee machine, oven, kitchenware: 2,50,000 BDT
  • Furniture & lighting: 1,00,000 BDT
  • Raw materials (1st month): 50,000 BDT
  • Licensing and permits: 50,000 BDT
  • Staff salary & training (first 2 months): 1,00,000 BDT
  • Promotion & online presence: 1,50,000 BDT

Monthly Income Potential:

  • Avg. daily sales: 8,000 BDT
  • Gross monthly sales: ~2,40,000 BDT
  • Profit margin (net): 30–40%
  • Estimated Monthly Profit: 60,000 – 80,000 BDT

Create combo menus and loyalty cards to boost repeat customers.

3. Mini Cold Storage and Agro Business in Semi-Urban Area

In Bangladesh, over 30% of agricultural produce is lost after harvest due to inadequate storage, especially for perishable items like vegetables, dairy, and fish. A small-scale cold storage unit can significantly reduce this waste while generating steady income. By investing in cold storage, entrepreneurs can support local farmers and vendors who struggle to preserve their products. Choosing the right location is key—target areas with multiple businesses in need of reliable storage solutions. With growing demand for food preservation and supply chain efficiency, cold storage is a smart, sustainable business opportunity with long-term profitability in Bangladesh.

Investment Breakdown:

  • Insulated cold storage room: 4,00,000 BDT
  • Refrigeration unit setup: 3,00,000 BDT
  • Generator backup: 1,00,000 BDT
  • Land/warehouse lease (1 year): 1,00,000 BDT
  • Marketing to local farmers: 50,000 BDT
  • Initial maintenance & labor: 50,000 BDT

Monthly Income Potential:

  • Rent storage to 20+ clients
  • Avg. fee per client: 3,000 BDT/month
  • Monthly Revenue: 60,000 – 80,000 BDT
  • Net profit after costs: 30,000 – 50,000 BDT

Collaborate with local agricultural cooperatives for long-term contracts.

4. Freelancer Co-working Space & Training Center

Remote work and freelancing are rapidly shaping the future of employment in Bangladesh. Launching a budget-friendly co-working space can tap into this growing trend while supporting the digital workforce. To add more value, offer skill-based training in areas like graphic design, SEO, digital marketing, and content writing. This dual approach attracts young professionals, students, and freelancers seeking both workspace and learning opportunities. Choose a location near universities or tech hubs to ensure high footfall. With low startup costs and high demand, a co-working and training center is a smart, future-ready business idea with strong income potential.

Startup Cost Breakdown:

  • Rent & renovation: 2,00,000 BDT
  • Desks, chairs, and computers: 3,00,000 BDT
  • High-speed internet + UPS: 1,00,000 BDT
  • Training setup (whiteboard, projector, mic): 50,000 BDT
  • Marketing & online presence: 1,50,000 BDT
  • Trainer/mentor cost (initial): 1,00,000 BDT
  • Misc. & buffer: 50,000 BDT

Revenue Model:

  • Co-working desk rent: 3,000 BDT/person x 20 = 60,000 BDT
  • Training fees (2 courses/month): 30,000 – 50,000 BDT
  • Event space rental: 10,000 – 15,000 BDT
  • Total Monthly Revenue: 1,00,000 – 1,30,000 BDT

Host free seminars to draw in potential trainees and coworkers.

5. Home-Based Bakery Business

Homemade food, especially cakes, cookies, and baked treats, is increasingly popular among urban residents in Bangladesh who prioritize hygiene, quality, and great taste. A home-based bakery offers a low-investment business opportunity with minimal overhead costs. With a basic kitchen setup, quality ingredients, and some baking skills, entrepreneurs can start small and grow steadily. Social media platforms and food delivery apps like Foodpanda and HungryNaki can be used to promote products and reach a wider customer base. From birthday cakes to festive desserts, demand is high, making a home bakery a profitable and scalable business for aspiring food entrepreneurs.

Home Bakery
Bakery Business

Startup Cost Breakdown:

  • Oven, baking tools, packaging: 1,50,000 BDT
  • Raw materials (flour, eggs, butter, etc.): 50,000 BDT
  • Food license & hygiene certification: 30,000 BDT
  • Marketing & photography: 1,00,000 BDT
  • Delivery logistics tie-up: 50,000 BDT
  • Branding (logo, stickers, boxes): 70,000 BDT
  • Emergency & working capital: 5,50,000 BDT

Monthly Revenue Potential:

  • Cakes and pastries: 100 orders/month
  • Avg. profit per order: 300 – 400 BDT
  • Monthly Profit: 30,000 – 50,000 BDT (can scale with birthday & event orders)

Offer custom theme cakes and partner with event planners.

With a capital of 10 lakhs BDT, you are already halfway to success—the rest lies in execution, patience, and learning. These business plans are not just profitable—they’re built to thrive in Bangladesh’s economic and cultural landscape in 2025.

Whether you want to dive into digital entrepreneurship or build something more tangible, there’s an opportunity for you to be your own boss.

Which one are you going to try first?